Market news

Warren Buffett Is Taking Money Off the Table—Should Your Advisor Have Done the Same?

March 12, 2025 | Malecki Law Team

The stock market has been on a rollercoaster, and many investors—especially retirees—have seen their portfolios endure serious declines. Even Warren Buffett, one of the most respected investors in history, has been selling off stocks and reducing risk exposure. If a legendary investor like Buffett is pulling back, it raises an important question: Should your financial advisor have done the same to protect your retirement savings? If your investment portfolio has endured substantial losses, you should contact a securities law firm, like Malecki Law in New York.

If your portfolio was heavily invested in high-risk stocks, and you suffered major losses, it may be time to question the advice you received. Financial advisors are supposed to guide you through market ups and downs, keeping your retirement savings secure. If your advisor failed to adjust your investments when warning signs appeared, you might have been put at risk unnecessarily. You should have a free consultation with a securities lawyer in New York, like the ones at Malecki Law, to discuss your situation.

Why Did Warren Buffett Reduce His Market Exposure?

Retirement Portfolios and the Market Downturn: Did Your Advisor Prioritize Your Best Interests?

March 10, 2025 | Malecki Law Team

If you’re a retiree or nearing retirement, the latest market downturn may have shaken your confidence in your investments. Watching your portfolio take a hit right before retirement is more than frustrating—it can be devastating. At this stage in life, you don’t have decades to recover from financial losses like younger investors do. That’s why your financial advisor likely should have structured your portfolio with a long-term, conservative strategy designed to weather market swings, rather than chase risky stocks that were popular at the time. If this happened to you, you should reach out to a securities law firm, like Malecki Law in New York.

Regulation Best Interest (Reg BI) requires financial professionals to put their clients’ needs above their own. But what happens when an advisor fails to follow that rule? If your portfolio was built around the high-flying stocks of the moment rather than a balanced strategy designed to protect your retirement savings, you may have been a victim of poor financial advice—or even negligence.

Was Your Portfolio Built for Retirement Stability or Speculation?

Are We Facing a Pro Crypto-Securities Future in the U.S.? – Announcement of the New SEC Chair and the Future of Bill FIT21

December 16, 2024 | Jacqueline Candella

On December 4, President-elect Trump announced that his pick for the next Securities and Exchange Commission (SEC) chair would be Paul Atkins. There seems to be a positive response to the news, as Bitcoin quickly traded over $100,000.

As Malecki Law has previously blogged, the current chair, Gary Gensler, has often been perceived a crypto skeptic. Although crypto fans were seemingly hopeful that Hester Peirce would be appointed, a current commissioner who is also known as “Crypto Mom,” the community does not seem disappointed in the direction of the SEC at all. Malecki Law gets sometimes multiple calls a day from people scammed around crypto based investments. This is likely due to the lack of regulation. If your advisor recommended that you purchase crypto securities against your best interests, and you suffered losses, you may have a claim. You should reach out to a Crypto-Securities law firm in New York, like Malecki Law, to review your situation. If someone in a foreign jurisdiction has your money, you may be out of luck.

Future SEC Chair Atkins’ Background

Is a “Chip-Wreck” on the Horizon?

August 6, 2024 | Jacqueline Candella

Is another tech-based market crash impending? Are the “FANG” stocks in your best interest?

Tech-based stocks have been facing volatility lately as artificial intelligence (AI) and chip related issues arise. For example, NVDA (Nvidia) dropped over 7% yesterday and META (META Platforms) dropped nearly 3.4%. As for 2024 to date, four big FANG names have been on a downward trend – META, AMZN (Amazon.com), NFLX (Netflix), and GOOGL (Alphabet). Is your portfolio overconcentrated in FANG stocks? Are you “chip-wrecked”? Were these investment recommendations made in your best interest given your goals and needs? If you incurred substantial losses, you may have a case. You need to contact a Tech Stock law firm, like Malecki Law in New York, to review your situation.

Yesterday, on August 5, 2024, financial markets faced a crash worldwide, partially stemming from Japan’s Topix and Nikkei plummeting, 24% and 12% respectively. Yesterday was the worst day in the markets for Japan since the year 1987, this may be derived from the Bank of Japan increasing interest rates under 0.1% to 0.25% just last week, the greatest it has been in over fifteen years. The United States markets had a reactionary slide, including the S&P 500, which dropped 3% in just one day, this was the worst drop since September 2022. However, the S&P is still up nearly 9% for the year, to date. Global financial news should be followed carefully as Japan, China, South Korea, and Taiwan are some of the countries that manufacture most of the chips.